Finding Peace in Tax Season

In the United States, April 15th is our tax deadline. This is a date for me that has a lot of uncertainty. For most of my adult working life I have been a contractor which means your taxes are not taken out by your employer but instead you are responsible for setting aside the money in your savings that is paid out in a lump sum at the tax deadline. Now even though my job has changed, my husband and I are still navigating this setup and it has given us some uncertainty about how things are going to work moving forward in life, like how one saves for a down payment for a house when we aren’t sure how much we will be paying in taxes at the end of year, because our tax rates and tax laws seem to be shifting. It did this year for sure!

We were unaware that the laws had changed for all contractors, not just content creators, etc that you have to pay quarterly. I’m not sure how we were supposed to know to be honest because no information was shared although they advertise the tax deadline and tax services heavily from December to the deadline the next year. It’s been a stinging mistake because we learned there was a hefty penalty and a brand new tax rate that we were placed into, that we will not soon forget.

I think as humans, those big structures looming over us, like the government, cause a lot of anxiety in us because we want to believe that the social contract of Rousseau is what we are getting, but sometimes in those confusing moments like new laws and penalties without proper communication about it, it feels worrying. It took a lot of maturity and prayer this weekend to just accept that my frustration at myself and the lack of transparency was out of my control and that was okay. Like letting sand fall from my hands. As we paid our taxes for 2023 and then also unexpectedly had to pay for 2024’s first quarter, I had to accept that the money that felt like security was no longer mine, it was Caesar’s, and that’s the only answer.

And they sent to him some of the Pharisees and some of the Herodians, to trap him in his talk. And they came and said to him, “Teacher, we know that you are true and do not care about anyone’s opinion. For you are not swayed by appearances, but truly teach the way of God. Is it lawful to pay taxes to Caesar, or not? Should we pay them, or should we not?” But, knowing their hypocrisy, he said to them, “Why put me to the test? Bring me a denarius and let me look at it.” And they brought one. And he said to them, “Whose likeness and inscription is this?” They said to him, “Caesar’s.” Jesus said to them, “Render to Caesar the things that are Caesar’s, and to God the things that are God’s.” And they marveled at him.

Mark 12:13-17 ESV

The timing sucked and the surprise of paying both 2023 and the first quarter of 2024 in this economy felt like a bit of a free fall. I mean in life, I don’t love surprises. The good ones for sure are fun but those bad surprises can hang over us like a cloud and that’s what I didn’t want to have hanging over me. My husband’s birthday is coming up, and there are charities we support that I don’t want to let down. I’d like to continue dreaming about future plans, have extra money to be generous if someone needs help, or just not be worried about finances. To have that feeling of serenity in the changing sea of life.

Two promises repeated in my mind as we made our payments that helped me regain my peace, which honestly made no sense aside from God and his peace that surpasses all understanding.

“And we know that God causes everything to work together for the good of those who love God and are called according to his purpose for them.”

Romans 8:28 NLT

 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?  Can any one of you by worrying add a single hour to your life?
 “And why do you worry about clothes? See how the flowers of the field grow. They do not labor or spin.  Yet I tell you that not even Solomon in all his splendor was dressed like one of these.  If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you—you of little faith?

Matthew 6:26-30 NIV

I started thinking about the jokes people made on the day of the eclipse about going back to 2017, and where I was in 2017 with less than 100 USD to my name and no stable living situation, looking for a job as a new college grad and newlywed. It felt like my life was spiraling but then a year later I was stable with a job and a new life in Savannah. I think back to April 2020, newly laid off and with my husband’s employer looking at a complete NHL shutdown, none of it made sense, we just got back to normal and a savings, were we going back to square one three years later? And now in April 2024, I felt those same fears bubbling up.

Were we going back to that scary place? Was the rug pulled out from under me? How was God going to work this all for good? It’s funny to me now that this is the perspective I chose to focus on instead of thinking about how quickly God turns things around. In 2017, I went from rock bottom to a stable job and was ready for a big move in less than a year. In 2020, less than a year later, we were in a better situation than we left. If a big change happens, I need to remember to leave room for God to work instead of shutting down in fear and worry.

I find it to be no coincidence that I read a commentary days before that discussed the promise God makes in Romans 8:28. He works everything together for good, but He doesn’t promise it will make sense at the time, that’s where faith and leaning on His promises come in. We either choose to trust or we don’t, just like how we face trust issues with human relationships, we either trust people or we don’t. It’s a tough pill to swallow, but it’s honest.

As the dust settled and we processed the tax situation, I realized that although the way things happened didn’t make sense as it was happening, it was going to transform our future for the good. I will never again have to dread that lump sum at the end of the year. With quarterly taxes, it’s manageable chunks, which will help us figure out a down payment for a house and what I experienced this time will never happen again. This was it and now I’m free. I also remembered that after these big financial “losses” happen God does something amazing with the smaller amount in ways that only He can. It’s happened over and over in these years since 2017.

Giving to Caesar what is Caesar’s and God what is God’s is also an important part of this process. Giving back what God has given us to serve His kingdom according to what Jesus says in Matthew 25 and remembering His promise in Matthew 6 is how we plan for the future, on His promises. Being greedy and being unwilling to share my blessings with others is a one-way street to unhappiness. So how will this all play out? I don’t know yet but I do know it helped me find peace in this moment of uncertainty and being released from the dread of tax season is the answer to my prayers even though the process wasn’t how I would have chosen it to be, it will be okay.

 For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in,  I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.’
 “Then the righteous will answer him, ‘Lord, when did we see you hungry and feed you, or thirsty and give you something to drink?  When did we see you a stranger and invite you in, or needing clothes and clothe you?  When did we see you sick or in prison and go to visit you?’
“The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.’

Matthew 25:35-40 NIV

I hope that by sharing this story, of my worries and my journey to peace that I will encourage you, reader in whatever you are facing right now. Life is such a rollercoaster and it is tricky in the tough days to remember it will get better. There will be brighter days. Financial stress is a tough adversary and I am still working through how to keep calm when it feels overwhelming.

Just remember you got this! 💪  Or in K-Pop speak, fighting!

Empty Cup of Humanity

It’s January, mid-winter. It’s the NHL mid-season, a time when we look to the championship season, it’s all the internet can talk about. The Stanley insulated cup in hot pink and red versions. THE Stanley cup.

Stanley Has Arrived

What is the Stanley Cup? The oldest championship trophy that is currently awarded in North America. Dating back to 1892, it was commissioned by Lord Stanley of Preston, the Governor General of Canada at the time. It is the symbol of victory in the NHL. (The Hockey Writers 2023) The ultimate goal of players and franchises alike. It is the most coveted Stanley Cup, right? Not even close.

Enter 2023, the year the Stanley insulated cup with straw, handle, and lid, retailing for USD 45 each became THE cup of choice. These two cups may be shiny, metal, and iconic holders of liquid but only one has sent a wave of chaos in 2024. Specifically the Target x Stanley Cup Valentine’s Day Tumbler and the Starbucks x Stanley Winter Wonderland Tumbler. These two limited drops have made me question, truly, how empty the cup of humanity is. And how do we refill this empty cup with improved priorities? 

A disclaimer, I’m not judging people’s interests. I have wanted an old-school Stanley thermos for years. It’s a cool technology and built to last. These cups are pretty cool. The handle looks sturdy, and it’s easy to drink from too. The colors are cute, even the ones featured in these winter drops. What I am unimpressed with is the scarcity of marketing tactics for these limited drops, the dark side of a highly individualistic culture that rears its ugly head in these situations, and the out-of-control reseller market. What was concerning about this release was the character exhibited by a few which echoed louder than the positives. 

The Drop into Nonsense

On December 31 the Valentine’s Day cups were released at Target to customers camping out, harassing Target employees, and caught on camera running others down, shoving, and fighting over cups to get a piece of the merchandise. Similarly, the Starbucks release (in Target) on January 3 had extra spice on top. Thanks to the modern age of TikTok and filming in public, a Starbucks drop in San Bernadino showed how far people will go to get their hands on these exclusive water carriers. First, there was fighting in the line, next a man jumped over the Starbucks counter, working in tandem with his sister, they attempted to grab merchandise and dash. The man shoved the barista out of the way and grabbed a box of cups while his sister tried to grab cups already purchased by customers and ran for the doors. Luckily, they were not the best burglars because the man was tackled by others in line before he reached the door. His sister was only able to rip the Starbucks paper bag. The most amusing part of the video was that they left and came back because the man left his phone, and left again as the police were on their way. These clips I saw by the way through Kiki Chanel’s Youtube channel, she put together a great video about the subject that put this on my radar. (Kiki Chanel 2024)

In her video, she also shared clips of these limited-edition Stanley cups being listed by resellers online with a ludicrous. (Side note, I realized I don’t know how to properly spell ludicrous without looking it up – my brain defaults to Ludacris.) There were also clips she found on TikTok of people purchasing a substantial number of these cups, with reselling appearing to be the intent. After I saw the markup these cups have on the resale market it became clear why, in this economy, holy moly it is quite the profit! These USD 45 Stanley cups are being resold online for between USD 90-230. That’s an insane return if you can move them. And this is where I believe we can reclaim our empty cup of humanity. 

Social Clout 

I understand the economy is rough, inflation is happening and everyone could use extra income but this is silly. It’s a reusable cup, and price gouging, hoarding, and stealing to resell to pay the bills? This is hardly Jean Valjean stealing a loaf of bread to feed his family. The Stanley tumbler is not a necessity, it is a status symbol for social clout. Its market value is also not permanent. As we know from the virality of TikTok, this will be replaced by a new thing before those who use these have time to even enjoy these cups. I’m more of a water bottle girl so I’m not participating in this trend, but a lot of people have. They are a symbol of social standing, but they don’t have to be. It’s not that deep. 

This morning on the radio, I heard a story that truly was a shame to hear but I know it’s true because I remember this happening when I was a kid. It’s human behavior. A girl received an off-brand tumbler for Christmas and took it to high school to use because she liked it. The girl was bullied for not having a Stanley Tumbler and her mom bought her a Stanley Tumbler to stop the bullying. (WayNation 2024) I know why her mom chose that as the solution, her mom gave her the off-brand tumbler for Christmas, and as moms do, she probably felt like the bullying was her fault. She wanted to fix it and I got it, my mom would do the same. What sucks about this whole situation is the barometer of the culture and the values prevailing by the bullies. 

Hypocrites We Are

Gen Z and Millenials are supposed to be environmentally conscious. If she was using a reusable cup, who cares? It’s hypocritical to bully her and then encourage overconsumption by prompting the parent to buy a new cup to stop the bullying. Brand names do not maketh the man or woman. Manners do, to quote Agent Galahad of the Kingsman (Vaughn 2014). Bullying will continue its bullying ways because the manners and moral convictions of the bullies were not addressed. That’s not the responsibility of the victim or the victim’s mom.

The Bailey Button Sweater Uggs, Miss Me jeans, the Sidekick, the iPod classic, Livestrong bracelets, the North Face jacket, Abercrombie’s Moose Logo, Rhinestone Affliction Tees, etc. These were some of the sought-after items of my high school experience that we coveted and felt less than for not having, but at the end of the day, it was just a thing. An item. None of those things matter now. Are Affliction or Miss Me even brands anymore? The point is people matter, and things pass away. Isaiah 51:6 NIV says, “Lift up your eyes to the heavens, look at the earth beneath; the heavens will vanish like smoke, the earth will wear out like a garment and its inhabitants die like flies. But my salvation will last forever, my righteousness will never fail.” God created us for more than this social construct.

We are giving material goods too much agency in our lives. Materialism and overconsumption are rotting our brains. We thought Black Friday madness died in 2020, but the terrifying reality is that it has risen from the ashes like a phoenix in the name of scarcity marketing. After the holiday rush and spending from November to Christmas, scarcity marketing created two Black Friday-type scenarios less than two weeks later. And it can happen again and again and again, if we let it. But we don’t have to buy in. We can choose to not let our worth be defined by our participation in trends and we can keep our greed from taking advantage of others who are lost in their greed and worship of trends, to preserve our humanity. 

Closing Thoughts

USD 45 can do a lot of good. It can feed members of our community at a food bank, it can provide toiletries and shelter to homeless missions, mosquito nets, provide education and reconciliation through prison ministries, help those who are rebuilding after natural disasters, and provide necessities and shelter to refugees of war. The possibilities are endless for what that money can do. I get caught up in consumerism too, I have gone through waves of shopping addiction and still struggle with retail therapy. The first step though, is acknowledging the problem and taking a step back to evaluate and reconsider. Not living solely for ourselves but for our communities and for me personally, living for my Savior has been instrumental in freeing me from the crushing weight of overconsumption and trend cycles. Because at the end of the day, it is an empty cup. 


References

The Hockey Writers. 2023. “Stanley Cup: Stats, History, News.” The Hockey Writers. https://thehockeywriters.com/docs/stanley-cup/.

Kiki Chanel, dir. 2024. Episode The Stanley Tumbler Craze is Out of Control, “Kiki Chanel.” Aired January 4, 2024.

Vaughn, Matthew, dir. 2014. Kingsman: The Secret Service.

WayNation. 2024. The Wally Show, radio program, daily morning show. Nashville, TN, USA: WayFM.

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