#55 – Where I’ve Been

On April 27, 2024, I was thrown a massive curve ball that set life in a bit of a tail spin that to be honest I’m not sure if I have still recovered from mentally. It was a lot!

In March I contacted my landlord to renew our lease for the next year, I like to do it two months ahead of the renewal date to make things go smoothly. In writing, she said yes, great. I thought, wonderful! Everything is settled for another year. At this point it was our third year living in the house and we were quite settled in, our landlord seemed pretty chill, and the house felt like home. I had set up a studio finally in one of the spare bedrooms, Kyle had a woodshop in the garage, everything was organized just right and the place gave me such a sense of normalcy where other rentals had not.

Shuffling the Deck

In April, my landlord had acted a little weird. She never followed up to sign a lease, which she is incredibly type A so I thought maybe she was busy? Then she asked if we wanted to buy the house, without any context if this was a serious request or a passing fancy. It was not the first time she asked, she did that in our first year and followed with she had no plans to sell. Odd, right? Well, on April 27 at 8pm she announced to me that she was not renewing our lease and we had three days to decide if we were buying the house from her at $210k USD or she was putting in on the market immediately, even though we had one more month on our lease.

We were flabbergasted to be honest. What? What! How did we get here? And who is this new pushy person trying to rip the rug out from under me? We took the three days to pray and consider if this was even possible, could we really afford that much? And why was the price so high for this small house, on a small yard that honestly needed some TLC after years of being used as a rental not a cared for home.

I think as humans we crave security, steadiness. The day before I felt incredibly steady. We had a place to live that was safe, with running water, heat, electricity, privacy. It wasn’t ours but as a steady tennant that paid rent and took care of it, I really didn’t see why they would want to lose that? I was clearly playing checkers when she was playing chess.

We decided to move forward with buying it in hopes that if we walked forward in faith that God would provide. Either the door would continue to close or it would slam shut. But another door would open. It may not be what I wanted but it would be according to His plan and He would provide an alternative. I clung to that as my stomach filled with butterflies that never really left. All month long.

Fact Check

That Monday I began the intimidating and confusing process of applying for a mortgage, and after what happened with taxes this year that became a little tricky. Those new tax penatlies for not filing quarterly had took a bite out of the downpayment we had been saving for and it was looking grim. I think those pre-approval forms are grim and confusing even if you are planning to do this, it’s just endless numbers, questions, terms, word vomit of legalese and bank jargon. With my head spinning as Rocket Mortgage said nada, my friend suggested I check out my bank and this is where things began turning around!

Irony of irony, I was matched with mortgage officer who grew up in the town the rental was in and he was friendly, knowledgeable and began to kick the tires on these unexpected shenanigans from the landlord. I learned it was going to be tight but possible if we wanted to buy it but that $210k was a ridiculous amount for what the house was and I was recommended by the bank to proceed with caution because on their end the math was not mathing on that price.

Things got a bit more interesting when the landlord began laying out the terms of how this was going to go. It began with stating that we were not using a realtor but a settlement company she knew with a number that didn’t work when I tried to call them. Next there was the timeline. She wanted me to write up a sellers agreement, until I began requesting an inspection and contingencies in case the value wasn’t as high as she insisted it was. She was giving us a deal you know, at $210k USD. It was a steal! She could get way more if she wasn’t doing this favor out of the kindness of her heart!

There was also the interesting niggle of the hand money, a concept I learned about this process which is where the buyer gives 1% of the list price to be held by the real estate company until closing. After the sale is final, the seller receives the money but not before. The landlord insisted that I give her a check for $5k USD to hold the house made out to her. Um, sketchy. Very sketchy. I told her several times that I couldn’t make contact with the settlement company and she wouldn’t give me the accurate contact info. Oh so sketchy.

But that’s not the end of the suspcious behavior. When I inquired what would happen if closing took longer than the lease, she promised she would never kick me and my husband out, we would just pay rent until the closing, pro-rated of course. This is where things changed though. I raised concerns over not being able to make contact with the settlement company, along with things about the house I knew were broken that the landlord had dodged fixing over the years. With her permission I had an inspection done, which she was quite disgruntled about when he found $40k plus of things that needed to be fixed that were now on the record. She began to get aggressive with me. I raised the need for things to be put in writing because under Pennsylvania law landlords are required to give a tenant 60 days written notice to figure everything out before a landlord can sell or remove a tenant. This enraged her, and she told me I was lying and her lease was above the law.

An hour later she showed up at the house and threw documents at our door which were quite interesting. There were some things that are not up to code in the house that she had acknowledged in the past and yet she seemed to get a very sudden case of amnesia. She gave us a “sellers agreement” that was just a disclosure saying that there was nothing wrong with the house, specifically lying about things she knew were broken. She signed and dated it. Next was a piece of paper saying that we were buying the house and were paying them rent for June until we closed on the 30th. This was also signed and dated.

We were told in an attached note to sign, date, and write a check that either she could hand deliver to the settlement or we could drop them off to the company (that I couldn’t make contact with) telling me of course she would get me the number. By this point, it was beginning to feel like harassment. From April 27 to this point it had been fortnight of her calling me and texting me almost daily with nagging about getting this settled as quick as possible or else. It was incredibly unprofessional and rude. I felt like a child instead of being respected as an adult with responsibilities and work I had to do. This lady’s only job is landlording and she had all day to contact me which was really frustrating because everything in my life was beginning to revolve around her wants and demands so that she could move to Florida, asap with a big chunk of my change in her pocket.

Door Shutting

Thankfully, I began to learn more about this situation from friends who are professionals in the real estate business and people in the community. I learned this house she bought with cash in 2010 for $105k that she flipped into a rental. Her number was $210k because she wanted to double her money plus a little extra from her $5k finder’s fee. There was no mortgage so all rent was icing on the cake. In the three years we rented from her, where she raised the rent, plus the hefty security deposit, she made $36,400 off us alone. This is where I could clearly see what made her tick. Greed. Because we could have easily done a rent to own, or figured this out in January, but the element of surprise was going to make her more money like a shakedown.

At this point it was pretty clear that any negotiation or talk was useless. This was a fools errand that I wanted no part of. Thankfully there was a new door opening a very exciting new door. But one part of it still remained, how would we transition from this place to our new home without drama? This ate me up for weeks. I am quite scared of confrontation and pushy people. My dad is a narcissist and uses the same tactics. Each conversation with her felt like it ripping up old wounds causing me emotional distress. My appetite was gone and restful sleep drifting beyond my reach.

But as all foolish people do, give them enough time and they will self destruct. That she did. On May 22, we received some very expensive mail. Mail from a lawyer on her behalf pressuring us to buy the house immediately, to pay her rent for June, and to send her the hand money. If not we had to get out on May 31. Even though the lease said we could continue paying her rent until we figured something out. She sent us four copies of that letter with postage at $8 USD a pop, I’d assume his hourly fee is quite steep as well. It was petty and it made us feel incredibly defeated. How were we going to do this when our new home would be settled in June? Do I need a lawyer? I knew she had no real power here because of PA tenant laws but this was beyond what I was comfortable with.

Sometimes the cost of standing your ground is too much for the mental toll it will take. I had stood my ground with my dad, and other narcists but this time there was too much at stake for someone who is who she is. Nothing was going to change her mind, it would only get worse. It makes me sad when peacemaking is not possible. I really think we could have had a different outcome here and brought this chapter to a close with mutual respect in place. I truly thought she was a nice person for most of our time renting. It was shocking to see how it all changed overnight.

Was she seriously going to make us move everything into a storage unit for a few days instead of working with us? The answer was yes. So we moved it all with the help of family and the provision of God we got it all done before May 31. I’m not even sure how we got it all done!

Now as I write this I am still waiting for my new house to close, but I sit here in the safety of family who generously gave us a place to crash until we can move in. I don’t know where I would be without people who love me and I hope that I will have the chance to pay it forward in the future.

Love Makes the World Go Round

What can I take away from this wild month? Well I’d say it has proved to me things I already knew were true. Money is the root of all evil. Foolish behavior and greed are good friends. Impatience and haste get us no where. Wisdom and love are worth more than money. Community is what makes life rich. God never drops us, His faithfulness prevails over the plans of man. Family and friendship are priceless. The United States house crisis is real and without God’s provision this story would have a different ending, which has made my commitment to donating to Light of Life even stronger in my mind because no one should fall through the cracks in the system because of someone else’s greed.

I’m sorry this was a bit of a long winded one, it was a long, chaotic story that I have been wanting to talk about since it started but didn’t feel comfortable until l was out of there. I hope wherever you are you know that you are loved, worthy, and have more value than all the gold in the world. ❤

June 3, 2024

#51 – Forsythia, Thumb Print Cookies and Rain

Driving home on a cloudy, rainy Sunday a wash of bright, sunshine-yellow that burst upon the landscape once I got within my hometown’s county. A golden, almost firey shrubbery that dotted the yards of homes near and far. But what is this? This long-forgotten friend that signals spring, the forsythia.

At first, I thought this was a local plant, potentially a Pennsylvanian cherry blossom? But actually, I learned that forsythia originates from Eastern Asia and Eastern Europe. I wonder what brought them here? Maybe the simple beauty or immigrant communities from Eastern Europe who came to Beaver County brought a sense of home? That would be cool.

Since I moved from home, I think my springs have been colored with different shades of spring. The crocus, the daffodil, and when May creeps in, the rhododendron (a tongue twister). I look at photos and videos with wanderlust of the Sakura and forget my local splendor, the forsythia.

I didn’t realize how much I missed those beautiful golden blossoms until I saw them again. It was a welcome call, a return to normalcy to a world of childhood that felt like a warm hug. As I mentioned before in Easter Traditions and Celebrating the Resurrection there isn’t a lot of familiarity in my holidays anymore, but this, it felt like a moment stuck in time.

This wasn’t the only familiar sight of the weekend. I went home and got to give my parents hugs, and my family dog snuggles, and ate a new little tradition – thumbprint cookies from My Sweet Lily. My mom and Scott (who I’m referring to when I say my parents) travel down to Pittsburgh’s Strip District each Easter season to get a ham at Wholey’s Market and make another stop. To a bakery that sells dairy-free confections of creme-filled pastries called lady locks and these cookies called thumbprints, rolled in sprinkles with a dollop of icing on top.

This variety with the frosting, is incredibly sweet, vibrantly colored, and sort of stomach ache-inducing but I love them and choose to indulge in their sweetness once a year. I’ve had these cookies with jam and with a chocolate ganache, which is splendidly rich. I was curious where these cookies originated from and they are an Americanized version of the Swedish hallongrotta cookie. The name hallongrottor translates to raspberry cave, as these cookies are traditionally served with raspberry jam filling the depression in the top of the cookie.

Today we have a familiar friend visiting our basement, rainwater. Oh rainwater, flowing into the basement and making the journey to the washing machine an adventure of tiny stream crossings. I’m trying to be patient and accept that this Spring is going to be a rainy one, just like the rainy winter we had and it will pass. The basement will dry out.

Meanwhile, the rain is kind of calming, gentle, and cozy on this April day. I can’t believe it’s April already and I’m so excited. I’ve been designing up a storm for summer and I can’t wait to share it with you. ❤

April 2, 2024

#47 – Goodbye February

This month has straight up stunk. It was a pinball of coming off those allergic reactions I mentioned in #45 – Allergy and Winter Winds, coming down with a cold or a cold, getting better, having an allergic reaction to my eyeshadow, getting another cold, discovering my body wash and loofah combo was giving me irritation, in the form of friction hives, and having to stop drinking camomille to get the hives to go away. I was stuck in this loop of discouragement and I definitely let it live in my mind leading to worry and feeling stuck, basically, like this gif when Kim and Ron switch bodies because of Drakken’s body-switching machine. It was one flip to another flop, nothing progressing, just stuck.

That is life, it kicks our butts, leaves us discouraged, and some days feel like a bunch of little things going wrong are going to give us death by a thousand paper cuts. But honestly, that’s part of the journey of existence. Life does not give us any guarantees that each day is going to be sunshine and rainbows, some days are like a tsunami, and other days are like tripping, repeatedly. I’m thankful that it was only a bunch of small little things breaking my focus, instead of one of those big things that shake us to our core. As a highly sensitive person, I can let the little things swirl around in my head until they are big, shakeable problems that tower over me. These little setbacks taught me something pretty important, I need people in my life. I crave it more than my introverted nature is willing to admit.

On those days, when I felt frustrated and down, lost in the worry of my own head, the thing that pulled me back to the light were people. They helped me remember that I wasn’t alone, but instead that I am loved and needed by others in return. There is purpose and worth in the person I am in being there for others in my life.

It was the small things, Kyle taking care of me when I was feeling really crumby, like asking if I had taken medicine or refilling my water bottle before I realized it was empty. Him doing the dishes, cooking dinner, and making me tea in the morning as I was super slow pulling myself out of bed. Those are huge when you are feeling sick and he is so patient with me. Or my neighbor, who texted me one morning because our Amazon packages got mixed up, remembering she is next door and always there if I need a friend. A phone conversation with a friend, talking about anything or nothing, but the connection of catching up after a while and spending time in that bubble together is such a refreshing reset. Having one of those low-maintenance friendships where she texts me out of the blue and we spend time catching up writing digital letters to each other until the conversation fades, knowing we’ll pick it back up later on. Admitting to my mom that I was scared because she was having complications from her surgery this past summer, saying the fear aloud and facing that I didn’t want anything bad to happen to her. A quick chat with my stepdad, talking nonsense but having a blast doing it. My brother-in-law video calling me out of the blue to catch up as we both cook dinner.

Those little moments of community, pull me out of the funk I was in faster than I realized. We really need people. This modern life is lonely. If nothing else, from this month, I learned how dissatisfied I am with the digital barriers there are to the community and how I don’t want to settle anymore. Because people matter and we need them even if we get peopled out easily. Goodbye, February, my relentless gremlin and ironically, the frank teacher I needed.

February 26, 2024

A Pearl, a Girl, and an Oath

Write about your first name: its meaning, significance, etymology, etc.

My name Margaret, and middle name Elizabeth were chosen by my mom for her maternal grandmother, Margaret Elizabeth.

As a kid, I truly didn’t enjoy my name. Especially at roll call or meeting a new teacher, there was the Margaret haze that hungover the introduction. My classmates found it to be a funny, old lady name and in response I refused to go by it for years.

It was Maggie or Magz. I couldn’t see the beauty of the gift of the name. It wasn’t a curse, it was a connection to the past.

With maturity, I’ve grown to truly appreciate this name. I’m honored to carry both Margaret and Elizabeth of my great-grandma and grandma. I’ve discovered since those school days that I like being unique. I don’t meet a lot of Margarets. I’ve also had the opportunity to learn that I am a lot like Margaret Elizabeth I and Elizabeth. They both had a passion for sewing, and that has carried down to me.

I researched that Margaret traces back to Old Iranian and means pearl, and Elizabeth derives from the Hebrew Elisheva which means God is my oath.

January 21, 2024

Proverbs 17:17

I have this new widget on my phone, the verse of the day, and what I love about this new widget is that I can’t accidentally close out the notification like I can with the Bible App’s push notification. I’ve done that so many times by accident and it frustrates me because I like having the verse of the day reminder at the top of my phone. Why do you ask? These verse-of-the-day notifications are sometimes like a voice in the wilderness, paraphrasing Isaiah 40:3. It cuts through the chaos, the world’s inhumanity, and all that life throws at us. It reminds me to stop and remember who stands beside me through every moment – Jesus.

Today’s verse of the day is a verse I remember from childhood, it was the theme verse of my Bible cover. It was shortened to include the first phrase of the sentence – “a friend loves at all times” and featured a cartoon-style illustration of a group of kids with their arms around each other like they were posing for a photo. They were united in love for one another. I liked that case because it reminded me that I could feel the fellowship I longed for being an only child with my friends. I could get a taste of the community my friends and cousins had instead of feeling like the odd one out.

It wasn’t until much later, it could easily be my Bible read-through in 2020-2021, that I understood there was more to the verse. There is more to this verse, and the entire second half of a sentence that fills me with emptiness not because I am an only child, but understanding what the verse means – family united. Recently there has been a lot of family in my life again and it has taken me some time to get used to having people around again.

In the last ten years, my family has seemed more like Coyote to my Road Runner.

There has been a lot of betrayal, suspicious decisions, and big divides. When I read that verse this morning I was struck by how I associate friends with the security of family and family with the cloak of the adversary in my life. The villain mostly instead of the place I run to. Am I really that jaded? Cause that sounds jaded and not like a person in a healthy place. I shouldn’t be scared of family, but I am. I don’t want to get hurt again. I don’t want to be let down.

A longtime friend and I just ended our friendship and the weirdest part about the whole thing has been the rollercoaster of emotions flooding my mind. I feel grief like she died, but she didn’t our relationship did. I feel like I lost my sister, but ironically what sent me running for the hills in our disagreement was how much she began to remind me of my sister, my dad’s youngest. We have different moms. We have a lot of baggage and the relationship is quite toxic.

In the final days of our friendship, I was freaked out once I saw how much our friendship had grown into a toxic state mirroring my relationship with my sister. The crossover from a safe friendship to a toxic family dynamic frightened me. Ironically since we had to part ways because we couldn’t seem to right our problems, I have been grieved about losing a “sister” figure in that friendship. Even though the friendship was unhealthy for a long time, I felt a sisterhood with her because she wasn’t actually related to me, and I overlooked the ways we were unhealthy for each other because it is safer to cling to this faux-sister thing than to leave it behind. I completely wish my friend well and want her to find a support system that works better for her because the toxic dynamic that we brought out in each other was no good for anyone.

And yet, I find myself feeling like that little kid again with the Bible cover hoping I find a new community even though I do have a community right in front of me, but some of that community involves family. I’m definitely supposed to learn something here.

So, why am I sharing all this? When I saw this verse pop up on my widget I was struck by how serious this is for our communities and our world. Family should not be the ones who hurt us, but they can and they do, on varying levels of seriousness, some being very, very serious levels. God gave us the structure of family and of friendship. They are inherently good things. But we use them for bad because we are fallen humans. We are capable of creating unrepairable damage, where I stand with several family members and it sucks knowing that we may never be able to repair this on Earth.

I think being a Peacemaker, as God calls us to be is more than just finding reconciliation, I think it’s also about filling those gaps in society. Some people have family members who have done evil things and their actions and continued choices have made it impossible to reconcile on Earth as it stands, it’s all in God’s hands for now. Being a peacemaker does not mean forcing insincere apologies, or forcing families back into dangerous, even deadly situations. Being a peacemaker challenges us to bring God’s kingdom here. To love, to comfort, to fill the gaps, and to show who God is and what He freely gives to us all if we accept Him. None of us have earned it or deserve it and that’s not the point. The point is to glorify God and allow Him to transform our lives and our world. Being a willing vessel is what is important.

I was watching a documentary last night called Jonathan & Jesus, it’s on Amazon Prime, and in it, Jonathan Roumie met with the leader of Civil Righteousness, Jonathan Tremaine Thomas, and spoke about what being a peacemaker is and I was struck by how much daily myself and the world around me misses the point of what that means. Especially for me, I think of my family. It’s like we have divorced ourselves from acknowledging that is part of the Christian life. But in the early church, Christians were the peacemakers, the outposts of hope in dire situations like plagues. There are a lot of things, I remembered, that we are missing the plot about. Some days it feels overwhelming to think about creating change, even in my own life not just in my community, or my country.

This verse of the day really humbled me. The documentary humbled me. The words of Jonathan Roumie, Brandon Flowers, Alice Cooper, Jonathan Tremaine Thomas, Francis Chan, etc humbled me. But also filled me with hope and purpose. A reset. I’m resetting a lot this month, I guess between my schedule and my focus. That’s why I love the verse of the day, God speaks through this app and through documentaries, His voice is everywhere as long I listen.