In the United States, April 15th is our tax deadline. This is a date for me that has a lot of uncertainty. For most of my adult working life I have been a contractor which means your taxes are not taken out by your employer but instead you are responsible for setting aside the money in your savings that is paid out in a lump sum at the tax deadline. Now even though my job has changed, my husband and I are still navigating this setup and it has given us some uncertainty about how things are going to work moving forward in life, like how one saves for a down payment for a house when we aren’t sure how much we will be paying in taxes at the end of year, because our tax rates and tax laws seem to be shifting. It did this year for sure!
We were unaware that the laws had changed for all contractors, not just content creators, etc that you have to pay quarterly. I’m not sure how we were supposed to know to be honest because no information was shared although they advertise the tax deadline and tax services heavily from December to the deadline the next year. It’s been a stinging mistake because we learned there was a hefty penalty and a brand new tax rate that we were placed into, that we will not soon forget.
I think as humans, those big structures looming over us, like the government, cause a lot of anxiety in us because we want to believe that the social contract of Rousseau is what we are getting, but sometimes in those confusing moments like new laws and penalties without proper communication about it, it feels worrying. It took a lot of maturity and prayer this weekend to just accept that my frustration at myself and the lack of transparency was out of my control and that was okay. Like letting sand fall from my hands. As we paid our taxes for 2023 and then also unexpectedly had to pay for 2024’s first quarter, I had to accept that the money that felt like security was no longer mine, it was Caesar’s, and that’s the only answer.
And they sent to him some of the Pharisees and some of the Herodians, to trap him in his talk. And they came and said to him, “Teacher, we know that you are true and do not care about anyone’s opinion. For you are not swayed by appearances, but truly teach the way of God. Is it lawful to pay taxes to Caesar, or not? Should we pay them, or should we not?” But, knowing their hypocrisy, he said to them, “Why put me to the test? Bring me a denarius and let me look at it.” And they brought one. And he said to them, “Whose likeness and inscription is this?” They said to him, “Caesar’s.” Jesus said to them, “Render to Caesar the things that are Caesar’s, and to God the things that are God’s.” And they marveled at him.
Mark 12:13-17 ESV
The timing sucked and the surprise of paying both 2023 and the first quarter of 2024 in this economy felt like a bit of a free fall. I mean in life, I don’t love surprises. The good ones for sure are fun but those bad surprises can hang over us like a cloud and that’s what I didn’t want to have hanging over me. My husband’s birthday is coming up, and there are charities we support that I don’t want to let down. I’d like to continue dreaming about future plans, have extra money to be generous if someone needs help, or just not be worried about finances. To have that feeling of serenity in the changing sea of life.
Two promises repeated in my mind as we made our payments that helped me regain my peace, which honestly made no sense aside from God and his peace that surpasses all understanding.
“And we know that God causes everything to work together for the good of those who love God and are called according to his purpose for them.”
Romans 8:28 NLT
Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? Can any one of you by worrying add a single hour to your life?
Matthew 6:26-30 NIV
“And why do you worry about clothes? See how the flowers of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you—you of little faith?
I started thinking about the jokes people made on the day of the eclipse about going back to 2017, and where I was in 2017 with less than 100 USD to my name and no stable living situation, looking for a job as a new college grad and newlywed. It felt like my life was spiraling but then a year later I was stable with a job and a new life in Savannah. I think back to April 2020, newly laid off and with my husband’s employer looking at a complete NHL shutdown, none of it made sense, we just got back to normal and a savings, were we going back to square one three years later? And now in April 2024, I felt those same fears bubbling up.
Were we going back to that scary place? Was the rug pulled out from under me? How was God going to work this all for good? It’s funny to me now that this is the perspective I chose to focus on instead of thinking about how quickly God turns things around. In 2017, I went from rock bottom to a stable job and was ready for a big move in less than a year. In 2020, less than a year later, we were in a better situation than we left. If a big change happens, I need to remember to leave room for God to work instead of shutting down in fear and worry.
I find it to be no coincidence that I read a commentary days before that discussed the promise God makes in Romans 8:28. He works everything together for good, but He doesn’t promise it will make sense at the time, that’s where faith and leaning on His promises come in. We either choose to trust or we don’t, just like how we face trust issues with human relationships, we either trust people or we don’t. It’s a tough pill to swallow, but it’s honest.
As the dust settled and we processed the tax situation, I realized that although the way things happened didn’t make sense as it was happening, it was going to transform our future for the good. I will never again have to dread that lump sum at the end of the year. With quarterly taxes, it’s manageable chunks, which will help us figure out a down payment for a house and what I experienced this time will never happen again. This was it and now I’m free. I also remembered that after these big financial “losses” happen God does something amazing with the smaller amount in ways that only He can. It’s happened over and over in these years since 2017.
Giving to Caesar what is Caesar’s and God what is God’s is also an important part of this process. Giving back what God has given us to serve His kingdom according to what Jesus says in Matthew 25 and remembering His promise in Matthew 6 is how we plan for the future, on His promises. Being greedy and being unwilling to share my blessings with others is a one-way street to unhappiness. So how will this all play out? I don’t know yet but I do know it helped me find peace in this moment of uncertainty and being released from the dread of tax season is the answer to my prayers even though the process wasn’t how I would have chosen it to be, it will be okay.
For I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink, I was a stranger and you invited me in, I needed clothes and you clothed me, I was sick and you looked after me, I was in prison and you came to visit me.’
Matthew 25:35-40 NIV
“Then the righteous will answer him, ‘Lord, when did we see you hungry and feed you, or thirsty and give you something to drink? When did we see you a stranger and invite you in, or needing clothes and clothe you? When did we see you sick or in prison and go to visit you?’
“The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.’
I hope that by sharing this story, of my worries and my journey to peace that I will encourage you, reader in whatever you are facing right now. Life is such a rollercoaster and it is tricky in the tough days to remember it will get better. There will be brighter days. Financial stress is a tough adversary and I am still working through how to keep calm when it feels overwhelming.
Just remember you got this! 💪 Or in K-Pop speak, fighting!
